Faculty, Staff and Student Publications

Language

English

Publication Date

1-1-2025

Journal

Health Care Transitions

DOI

10.1016/j.hctj.2025.100108

PMID

40613028

PMCID

PMC12226033

PubMedCentral® Posted Date

6-21-2025

PubMedCentral® Full Text Version

Post-print

Abstract

Background: This study sought to examine how adolescents and young adults with special health care needs (AYA) prepare for managing medical insurance (private and public) as an adult and the role of insurance in locating an adult provider and engaging in care.

Methods: Twenty-eight AYA aged 18-24 years with renal, inflammatory bowel, or rheumatologic diseases completed individual semi-structured interviews designed to evaluate the impact of insurance (private vs. public) on their health care transition experiences. An interdisciplinary team of coders analyzed transcripts using The Framework Method.

Results: Three themes emerged: continuum of accepting health insurance responsibility; the impact of insurance on managing health while transitioning to an adult provider; and how insurance systems affect transition. AYA described a continuum of the adolescent increasing health insurance responsibility, which was paralleled by their parent/caregiver's continuum of decreasing insurance responsibility. Both publicly and privately insured AYA faced difficulties in transition related to insurance and reported that insurance was a key deciding factor in locating providers and centers to receive care. Regardless of insurance type, some AYA also described financial difficulties affording care.

Conclusions: Health insurance is a complex system that affects AYA's ability to manage their health and transition to adult-based care. Evidence-based interventions to improve AYA and parent/caregiver health literacy knowledge and skills about health insurance prior to transition to adult-based care are needed. Improvement in health insurance literacy could improve transition readiness for entering adult care, which could in turn improve health outcomes.

Keywords

Adolescents and young adults with special health-care needs, Insurance, Health-care transition, Qualitative research, Health literacy

Published Open-Access

yes

Included in

Public Health Commons

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